Tenant Screening | CRDM Options for Private Landlords

In compliance with the National Credit Bureau's consumer information protection requirements, restrictions have been placed on our ability to provide private landlords and homeowners with a detailed credit report. Call Eleanore understands that credit information is an essential piece to any comprehensive screening report and therefore we created our Credit Report Decision Model (CRDM) option.

With our CRDM option, you will still obtain essential credit information as part of your total screening report. The applicant's detailed credit report itself will not be transmitted (even here at the Call Eleanore location) but in it's place the credit “status” or “standing” of the applicant will be revealed. Here's how it works. The applicant's detailed credit report is run through a set of parameters or criteria which is standard for the tenant screening industry. After careful evaluation of the detailed report, your applicant's credit evaluation result will fall into one of the following three categories:

Credit Result	Level of Risk	Approximate Score Range
Positive	Minimal credit risk , if any	680 - 850
MidRange	Elevated credit risk	600 - 700
Negative	Serious credit risk	350 - 600

** Please be aware that a “negative” status could result if your applicant has no established credit history at all or if personal information (name, social security number) does not match. Also, please be aware that the approximate score range is from our experience with regard to the specific results and is only meant to be a tool in better gauging your applicant's specific credit result.

See the set of parameters and table criteria the report is pulled through here.